Recent Posts

Should I Buy a Personal Liability Umbrella ?

Deciding how much Personal or Auto Liability insurance coverage you need is an important question. First off it is important to understand that most Personal Lines insurance carriers have a cap on how much underlying coverage they will offer. Typically on an auto and homeowners insurance policy they will put a cap of $500,000 as the maximum … More

Changes made to Olympian’s Insurance

The U.S. Olympic Committee (USOC) and the federal government have come to an agreement on providing qualified health insurance to Olympians that meets the Affordable Care Act (ACA)’s standards. Athletes were surprised to learn that the coverage they had been enrolled in through the USOC was not seen as health insurance under the ACA even … More

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¿Qué es el seguro de responsabilidad civil automotriz y cuánto debo comprar?

Aquí hay un breve video sobre el seguro de responsabilidad civil. Le recomendamos que vea el video antes de llamar para obtener cotizaciones de seguros de auto, para que entienda la diferencia en lo que puede ser cotizado de diferentes corredores y no se engañan en comprar algo que no puede protegerlo adecuadamente. Para una … More

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What is Auto Liability Insurance and How Much Should I Buy?

Category: Our Blog

Here is a brief video about auto liability insurance. We recommend watching the video before calling to get auto insurance quotes, so you understand the difference in what you may be quoted from different brokers and are not misled into buying something that may not properly protect you. For a free quote call 877-898-9333 or … More

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What is auto liability insurance and how much should I buy?

Auto liability insurance is one of the most important coverages you purchase! It pays for the damage you may cause to another person or persons and/or the property you damage (another car, a wall, a building, etc.)as a result of an automobile accident. It basically protects you from damages or lawsuits, but only to the … More

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Health Insurance : When to Use The Emergency Room

Misusing of emergency rooms for non emergency medical events is one of the factors driving up health insurance premiums.  66% of insured’s go to the Emergency Room whenever they or someone they care for are sick and the doctor’s office is closed. 25% believe the emergency room is the best place to go regardless of how sick … More

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Workers Compensation Important Notice About Reporting of Small Medical-Only or First Aid Claims

The California Insurance Commissioner recently approved amendments to the California Workers’ Compensation Uniform Statistical Reporting Plan – 1995 (USRP) effective Jan. 1, 2017.  The purpose of the amendments is to clarify the reporting requirements for “first aid” claims. The Commissioner’s decision clarifies and reaffirms the long-standing positions of the California Department of Insurance (CDI) and … More

Important Changes To Workers Compensation Insurance and Who Can Be Excluded

IMPORTANT CHANGE TO WORKERS COMPENSATION INSURANCE Effective January 1, 2017 AB 2883 has changed the rules for who can be excluded from Workers Compensation insurance. AB223 provides that effective January 1, 2017 all business worker’s comp insurance policies including in force policies, will be required to cover certain officer and directors of private corporations and … More

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The Importance of A Fleet Safety Program For Your Restaurant

Fleet Safety Programs for Restaurants Many people are unaware of the fact that motor vehicle crashes are the leading cause of on the job injuries. Did you know that full-time drivers are not involved in the majority of crashes? All employees from managers to employees running errands contribute to a majority of motor vehicle crashes. Unfortunately … More

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8 Approaches to Recover from Overspending

Summer is a time when Americans find themselves spending more money than they would like to. With students and adults on vacation, the average American planned on spending $2,788 on summer travel in 2015. American parents spent an average of $601 per child during the summer of 2012; that amount grew when children attended camp or … More

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