California Funeral Home Insurance

funeral home with green lawn

Do you operate or manage a funeral home in California? If so, you’ll need a business insurance policy for funeral homes which is specifically geared toward keeping a variety of risks covered during a loss. Our licensed agents can provide you with multiple options through “A Rated” carriers who can provide you with everything your funeral home needs from General Liability to Workers Compensation Insurance. Call 877-428-8778 for a free quote on your funeral home business insurance.

Our funeral home insurance policies are custom to your needs, many of which can include:

-General Liability
-Business Personal Property
-Commercial Auto
-Workers Compensation
-Professional Liability
-Umbrella

Core Funeral Home Insurance Needs

General Liability Insurance can protect you from claims in which you or your business may have caused bodily injury or property damage to someone else. If a client slips and falls due to your forgetting to leave a wet floor sign on the recently mopped floors, Liability Insurance could provide a defense in court. General Liability can also provide coverage for the pain and suffering a victim may have experienced.

Many funeral homes keep an inventory of property like caskets and urns. This type of inventory can cost hundreds of thousands of dollars to replace in the event of a loss. Business Personal Property coverage can provide the amount you need to replace the equipment and inventory you need to keep your funeral home in operation.

Long distance body transport and emergency body pickup are one of many services a funeral home will provide to their clientele. This type of service opens up a commercial auto liability exposure. Any time a vehicle is being used for business a Commercial Auto Insurance policy is needed to provide coverage to the business in the event someone is in an auto accident.

Any funeral home with one or more employees is required by California law to carry Workers Compensation Insurance. The chance of bodily fluid contamination in this particular industry is high due to amount of bodies that are handled during embalming operations. It’s important employees wear protective gear since this can prevent contamination, cuts, and injuries that can occur. Workers compensation can provide coverage for lost wages or medical bills an employee acquires in the event they are injured.

Call 877-428-8778 for a free quote on your funeral home business insurance.