Commercial Earthquake Insurance
Do you own or manage a Commercial Building or Business? If so, you should take a close look at your current insurance policy. Most Business insurance policies exclude earthquake damage and leave you responsible for damage that happens to your property in the event of an earthquake.
Without earthquake insurance you’ll be paying out of pocket for the following;
- Damage to the Building
- Damage to Your Stock, Equipment and Machinery
- Loss of Rental income – Your mortgage will continue, but your rental income will not be there to help pay it.
- Loss of Business Income – Your operations may stop how will you pay the bills?
- Demolition Costs
Insurance Incorporated has access to the top rated earthquake insurance companies. This allows us to evaluate your needs and find a competitive rate to protect you when the big earthquake hits. Our earthquake insurance agents provide you with important options that could include coverage for loss of income, fire sprinkler leakage, building ordinance or law, and business personal property –coverage based on your buildings specific needs.
Rates on Commercial Earthquake insurance have dropped in recent years making it more affordable and more deductible options have become available. Don’t expose yourself to the risk of not being covered for the peril of earthquake.
Call 877-428-8778 for a free no obligation earthquake insurance quote today! From apartment buildings to industrial buildings to high-rise buildings we’re here to help.
We have Earthquake Insurance Programs for;
- Commercial Buildings
- Shopping Centers/Strip Malls
- Apartment Buildings/Mixed Use
- Retail Businesses
- Wholesalers and Distributors
- Building over 3 Stories
- Office Buildings
How much does earthquake insurance cost?
The cost of commercial earthquake insurance is based off many factors including; your buildings age, construction materials, replacement cost, distance to a fault, foundation (underground parking, stilts, and basements), soil conditions, and many other factors.
What we need to provide you with quotes;
- Address of Property
- Total Square Footage
- Number of Stories
- Year Built
- Construction Type (Wood Frame, Joisted Masonry, etc.)
- Has the building been retrofitted if built before 1970?
Can you afford to rebuild after an earthquake?
Most building owners cannot afford the cost to repair and re-build a building when a large earthquake hits. Earthquake insurance provides the coverage you need to keep financially stable.